We Thought About Leaving the City in Retirement. Staying Has Felt Right.
Stephen Kreider Yoder, 68, and his wife Karen, 69, began their retirement in late 2022. Stephen spent many years editing at a major newspaper. They share their early retirement experiences in a regular column called Retirement Rookies.
At first, retirement can feel tough. It shapes how the years ahead will look, both in money matters and daily life. For the Yoders, deciding where to live was a major choice. San Francisco, where they had lived and worked for a long time, might seem costly and challenging for retirees.
Still, they chose to stay. Karen said the decision ranks as one of their best. Living in the city lets them do things they had no time for while working. New routines and interests fill their days in ways they find rewarding.
Many might worry about the expenses or pace of city life after retirement. But for the Yoders, the city’s energy and variety offer a satisfying way to spend their later years. Their story gives a fresh view on retirement choices and how life can shift after work ends.
Their reflections appear in a column series that looks at early retirement challenges and joys. By sharing their journey, the Yoders offer insight to others thinking about how to start this new life chapter.
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